When you see the initials "CBA, CBF, and CCE" behind a person's name, you know that means they've earned the right to be called a credit professional. These individuals have taken many classes specific to the credit profession and have passed rigorous exams to earn their credit designation.

You've probably seen many other initials following a professional's name. That's because thousands of associations use professional designations to recognize individuals for being dedicated to their chosen career and to uphold a certain set of standards. Ask a professional "why?" and they'll tell you that the designation process is one of the single most important steps you can make in career development. Here are some of the top reasons you should consider getting your professional designation with NACM:

Earning your designation demonstrates a commitment to your profession. Receiving a designation shows your peers, supervisors, and, in turn, your company's customers how committed you are to the credit profession, along with how well you perform to set standards. Designations set you apart as a leader in your field.

These designations also enhance the profession's image. NACM's designation program seeks to grow, promote, and develop professionals who can stand "out in front" as examples of excellence in the credit field.

Receiving a designation reflects achievement. A certified professional has displayed excellence in the credit field and fulfilled set standards and requirements.

Getting your credit designation builds self-esteem. The NACM designation program creates a standard for the credit profession, complete with performance standards, ethics, and career paths. You'll see yourself as a credit expert who can control his or her own professional destiny and find a deep sense of personal satisfaction.

Designations establish professional credentials. Since it recognizes your individual accomplishments, a designation will stand out on your resume, serving as an impartial, third-party endorsement of your knowledge and expertise. When an employer looks for individuals qualified to perform the job they seek individuals - like you - who have this high level of recognition.

The designation process improves career opportunities and advancement and gives you the "edge" when being considered for a promotion or other career opportunities. Holding a designation clearly identifies you as an employee who can adapt to changes in work, technology, business practices, and innovation.

A designation will prepare you for greater on-the-job responsibilities. Since obtaining a designation is a voluntary commitment to the credit profession, it's a clear indicator of your willingness to invest in your own career development. Credit professionals are aware of the constantly changing environment their field, and they possess the tools needed to anticipate and respond to that change.

Holding a credit designation provides for greater earnings potential. As a credit professional, you can expect many benefits, but in today's downsized, right-sized, topsy-turvy working world, salary increases speak for themselves.

Obtaining a designation improves skills and knowledge, and highlights your individual competence by confirming proficiency, knowledge, and career commitment.

Designation holders enjoy increased professional recognition from peers. Hear that applause? It's all for you! As an NACM credit designation recipient, you can expect increased recognition from your peers for taking that extra step in your professional development.