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Dec 01 2015
Published by NACM Business Credit Services and ICEL 
E-News December 2015

In This Issue
- Rise in Orders Could Mean Fraud
- Consider Your Credit Legacy
- Attitude of Gratitude
- ICEL Recap: Culture Clash

Looking Ahead


Dec 3 - Fraud Prevention Seminar More information 

Dec 10 - ICEL - Christmas Program and Charity Drive for Candy Cane Corner
More information

Dec 12 - Credit Congress 2016 - Special Early Bird Registration Ends $699
More info

Jan 11 - Spring Semester Classes begin
Click Here for Class Schedule

Jan 20  - Credit Boot Camp More Info

Jan 18 - Paperwork Deadline for 3/14/16 Certification Exams

NACM Spring Banquet - Apr 22, 2016
Credit Congress - Jun 12-15. 2016
WRC Conference - Oct 12 - 14, 2016
NACM Fall Outing - Sep 16, 2016


Why should I submit potential members to NACM?"

Help gain information on your customers. As a member, their information could help build the database on your customers. It's not just a one-way street. more Info



Rise in Orders Could Mean Fraud

by NACM National

Certainly, the primary goal in any business endeavor is to get customers to increase their orders. But this increase can also be a warning sign and another technique for spotting business credit fraud. In most credit fraud situations, the operator ultimately wants to order as much as possible. The window of opportunity for heavy ordering is often just a few months. Thus, there comes a time in almost every credit fraud when ordering increases drastically. It is simply greed. If they're going to take the business down, they can't resist doing it on a big scale. Read full article


NACM National Board, Director, Western Region
Shane Inglesby, CCE, Geneva Rock Products, Inc.

New Designation Achievements
Rhonda Calwell, CCE, Nicholas & Co.
Keeley Worley, CCE, Nicholas & Co.


Consider Your Credit Legacy
By Wayne Jarvis, CBF, Ferguson Enterprises

How are you going to go down in history? I recently had a conversation with a mentor of mine and he made the comment, "I will know I have truly done a good job, when someone I trained is one day my boss." This got me thinking about the next group of credit managers who will be or who are now entering the work force. Probably like many of us, I didn't set out with a career goal to be a Credit Manager. Read full article  

ICEL Chair Message
Attitude of Gratitude
By Erik Wright, CBF, Spectrum Engineers, Inc.

With the Thanksgiving holiday just behind us, giving thanks should not be. Adopting the practice of thankfulness and appreciation isn't something we must be reminded about but once a year; it should be a lifestyle choice that we live by daily. Let's retain an attitude of gratitude throughout the entire year. I believe that this could perhaps be one of the single most impactful resolutions that you can make which will significantly change your life and business as a credit professional. Read full article 

ICEL Recap:
Culture Clash

by DeAnna Leahy, CCE, Sunroc Corp.

In our ICEL meeting for November, we were honored to hear from Dr. Steven Aldana, the author of the book Culture Clash: How We Win the Battle for Better Health. Dr. Aldana is one of the nation's foremost experts on healthy living and wellness. He spoke to us about the true cause of our poor health, which is our unhealthy culture. Our unhealthy behaviors and poor health are caused by the culture we have created and the only realistic solution to better health is to change our culture. Our situation is a side effect of capitalism and our new culture of sedentary living. Our bodies have not adapted to sedentary lifestyles and are not designed to be sedentary. The result is obesity and chronic disease. These unhealthy behaviors lead to increased health risks which leads to chronic disease. Salt, sugar and fat are addictive substances which makes it difficult to make changes. Read full article