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Jul 01 2015

Published by NACM Business Credit Services and ICEL 
E-News July 2015

In This Issue
- Which Report is Best?
- Pay When Paid . . . How Do You Deal With It?
- Watch and Learn
- Job or Career?
- Benefits of the National Association of Credit Mangement
- ICEL Recap: Private Companies, Private Credit
- Diary of a Crazed Credit Manager

Looking Ahead

Jul 9 ICEL - Test Your Credit Knowledge
Find out how much you know (or remember) in this "game show" like meeting.  Prize Drawing for a $200 Amazon Gift CardMore info 

Sep 18 - Fall Outing & Golf Tournament (more information coming soon!)

Oct 14 - Western Region Credit Conference More info 

Nov 9 - Professional Designation Exams
(paperwork deadline Sept 14)

Why should I submit potential members to NACM?"

Help gain information on your customers. As a member, their information could help build the database on your customers. It's not just a one-way street. more Info



Which Report is Best?

by Allen Vickers, CCE, A & K Railroad 

Have you ever asked a question and received so many different answers that it was confusing? One example that comes to mind is when I hear a credit person ask a group, "Which credit reporting company do you recommend?"  read full article 


ICEL Chair Article
Pay When Paid . . . How Do You Deal With It?

by Erik Wright, CBF, Spectrum Engineers, Inc.

In my position, I have had to become somewhat proficient in the nuances of legalese and contract negotiation. However, this has not come easily. Over the last ten years, I have had to rely heavily on the expertise found at our local NACM affiliate, astute insurance agents, and legal counsel for interpretations and advice regarding the myriad of ambiguous and confusing clauses I come across on a regular basis. No matter how many contracts I scrutinize, there is always something new to be found. But, my favorite has to do with . . . read full article    


Watch and Learn

by Barbara Mackay, Intermountain Concrete Specialties, Inc.

The other evening I had the opportunity to go and watch my 7 year old great nephew, Joseph, play baseball. It was fun and entertaining to see these 7 & 8 year old boys play this game. Some of them knew the game and how to play, others weren't so sure, and we could see their apprehension as they went up to bat. There was one little boy, Peter, a very small boy . . . read full article 

Job or Career?

by April Tanner, Kimball Equipment

Often people use the words "career" and "job" interchangeably, but they are two different things. A job is something a person does as a means to an end . . . something you do in the short term to earn cash. A career is a long-term pursuit of a lifelong ambition - often a professional choice. Another definition, "Passion is the difference between a career and a job." read full article 

Benefits of the National Association of Credit Management

by Scott Chase, CCE, CICP, AmerSports

 When I am complemented on my great work, or shown a gesture of respect or honor for the work done, I always deflect that and say that it is as a result of the great teams that we have in place. Interestingly however, I will tell my teams, "tongue in cheek" that their job is to make me look good. That, I feel is also the job of the National Association of Credit Management. Providing the opportunities for growth in my profession, showing me how . . . Read full article  

ICEL Recap:
Private Companies, Private Credit

by Ryan Palmer, CCE, LKL Associates

As many of us are aware, getting financial statements from customers can come in a variety of different ways . . . if we're lucky enough to get them! They can be on a beautiful spreadsheet, prepared by a CPA, or in most cases, on a napkin in a truck. Read full article   

Diary of a Crazed Credit Manager

by Mark Jones, Geneva Rock Products, Inc. 

Today started out like any other day in the world of credit. I got up thinking it was a Monday so I guessed what I would probably have in the mail when I got to the office: NSF checks. Why do we still take checks when credit cards are much more efficient, and the answer is? Read full article